My new flat in Navi Mumbai is ready, but it’s part of a 4-building project, and only two are finished. The rest will take another 2 years. My builder wants me to take possession now, but the Occupancy Certificate (OC) hasn’t arrived yet. Do I have to take possession? 1. What happens if I take possession without the OC? 2. If I take possession later and the builder can’t get the OC, what are my options? 3. I’ve already paid for my flat, and some owners have taken possession. What’s the difference between taking possession now and later? 4. Before taking possession, do I need to pay the electricity bill for my flat? The builder asked me to. Please advise.