My friend recently bought a house in a new colony near the Chandigarh border, close to a village called Jhampur. The bank approved his loan, and around 150-200 plots have already been sold with ownership transferred. Some families have even moved in, and construction is in full swing. While the land documents seem alright, the bank is only willing to provide a loan for building the house, not for the plot itself. This land is outside the “Lal Dora” area. The landowner has created his own map and divided the land into numbered plots. Currently, only electricity is available, and each plot relies on a submersible pump for water. Although the landowner admits the colony isn’t registered, he’s committed to building roads and a drainage system for waste water, but not a sewage system.