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My wife recently gave birth, and I’m trying to file a maternity claim with Vidal Health TPA through India Insure. However, they’re saying my wife isn’t registered as a dependent, so I can’t claim for her or our newborn. We submitted her details to HCL’s internal portal, but due to a technical glitch, they weren’t forwarded to India Insure. What can I do to get this sorted and file my claim?

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You should immediately inform the insurance company about the change of ownership and provide them with the updated registration certificate. As per Indian law, the insurance policy automatically transfers to the new owner upon the change of ownership, even if the company hasn’t been notified. You can then file a claim for the accident.

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