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My friend owes me money, promising to clear three cheques by December 31st. One bounced a month ago, and he’s been making excuses. He’s now promising to pay online on specific dates in December: 12th, 19th, and 29th. He’s been changing his mind before, though. Should I wait until the end of December or take legal action now? What’s the best way to handle this situation in India?

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It’s not safe to give original documents. You should demand an allotment letter first. If the cheque bounces, you can file a case with copies of documents, but originals will strengthen your case.

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