In 2004, I took a home loan from ICICI Bank. Unfortunately, in 2006, the bank misplaced my post-dated cheque. This led to a distressing experience, with threats of legal action and relentless pressure. The bank's actions caused significant mental, social

In 2004, I took a home loan from ICICI Bank. Unfortunately, in 2006, the bank misplaced my post-dated cheque. This led to a distressing experience, with threats of legal action and relentless pressure. The bank’s actions caused significant mental, social, and financial stress. I presented my case before the District Consumer Forum in 2009, where the bank was held accountable. However, they seemed to hold a grudge and retaliated by raising my interest rate from 11.50% to 16.25%. Now, ICICI Bank is evading my requests for clarification under the Right to Information Act of 2005. They claim they are correct and the high interest rate is justified.