Category: Insurance

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My father passed away recently, and there's a small error in his LIC policy. It mentions the nominee as Anjali Sinha, but it should be Asha Sinha (my mother). The policy amount is around 4 lakhs. How can I get this corrected so my mother can receive the m
Insurance
My father passed away recently, and there’s a small error in his LIC policy. It mentions th...
  • Apni Law asked 11 years
  • last active 2 years ago
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1 answer
2k views
I've lost my phone and I'm not sure which police station section I should file a report at. Could you guide me?
Insurance
I’ve lost my phone and I’m not sure which police station section I should file a repo...
  • Apni Law asked 11 years
  • last active 2 years ago
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1 answer
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My car, insured with Bajaj, was in an accident on December 25th, just a month after I bought it on November 23rd. The car is still on temporary registration due to delays. Now, the insurance company is asking for a reason to pay the claim since the regi
Insurance
My car, insured with Bajaj, was in an accident on December 25th, just a month after I bought it o...
  • Apni Law asked 11 years
  • last active 2 years ago
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1 answer
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My husband's life insurance claim was rejected by LIC because he was on medical leave for 10 days when he purchased the policy. He only had fever and stomach problems, and LIC conducted all required medical tests before issuing the policy. What can I do?
Insurance
My husband’s life insurance claim was rejected by LIC because he was on medical leave for 1...
  • Apni Law asked 11 years
  • last active 2 years ago
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2k views
My father has a health insurance policy where I'm the primary insured. I paid the premium in August and filed a reimbursement claim. The insurance company asked for hospital and doctor documents, but they didn't authorize a home visit. However, someone fr
Insurance
My father has a health insurance policy where I’m the primary insured. I paid the premium i...
  • Apni Law asked 11 years
  • last active 2 years ago
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1 answer
3k views
I recently had a car accident and filed an insurance claim for the damage. The agent says he needs to visit my home and take pictures of me, but doesn't explain why. This seems strange. Is this necessary and legal?
Insurance
I recently had a car accident and filed an insurance claim for the damage. The agent says he need...
  • Apni Law asked 11 years
  • last active 2 years ago
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1 answer
3k views
My Mediclaim policy has been active since 2007. This year, I sent a cheque well before the renewal deadline, and they issued a new policy. However, after the grace period ended, they informed me the cheque bounced due to a signature mismatch, even though
Insurance
My Mediclaim policy has been active since 2007. This year, I sent a cheque well before the renewa...
  • Apni Law asked 11 years
  • last active 2 years ago
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0 answers
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My wife's company provides her with health insurance through Medi Assist. I recently had a medical procedure and used my Star Health cashless insurance, but the coverage only covered ₹33,000 of the ₹53,000 total bill. Is it possible to claim the rem
Insurance
My wife’s company provides her with health insurance through Medi Assist. I recently had a...
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3k views
As an Indian living abroad, I applied for a term loan with Max Life through PolicyBazaar.com in April 2016. The policy and medical checkup went smoothly, but I encountered problems uploading documents. I uploaded them multiple times, but still received au
Insurance
As an Indian living abroad, I applied for a term loan with Max Life through PolicyBazaar.com in A...
  • Apni Law asked 11 years
  • last active 2 years ago
0 votes
1 answer
3k views
My mother passed away shortly after taking out an LIC life insurance policy, and I, as the nominee, filed a claim. However, the company rejected it, claiming she withheld information about her health. They said they wouldn't have issued the policy if the
Insurance
My mother passed away shortly after taking out an LIC life insurance policy, and I, as the nomine...
  • Apni Law asked 11 years
  • last active 2 years ago
0 votes
1 answer
3k views
Dear Sir/Madam, My mother, Late Smt. Jumana Devi, held a Jeevan Anand policy (No. 331636451) with a sum assured of Rs. 1 lakh for the past 11 years. We paid 10 premiums totaling Rs. 140,000/-. Upon her passing, we received a claim of Rs. 139,000/- which
Insurance
Dear Sir/Madam, My mother, Late Smt. Jumana Devi, held a Jeevan Anand policy (No. 331636451) with...
  • Apni Law asked 11 years
  • last active 2 years ago
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1 answer
2k views
My motorcycle was stolen. I'll have a police report by tomorrow. Do I need a court report too to claim insurance?
Insurance
My motorcycle was stolen. I’ll have a police report by tomorrow. Do I need a court report t...
  • Apni Law asked 11 years
  • last active 2 years ago
0 votes
1 answer
4k views
My close friend recently passed away due to suicide. I'm wondering if their group life insurance from their company and their individual life insurance policy would cover this. I can share more details about the policies. Are there any specific things I s
Insurance
My close friend recently passed away due to suicide. I’m wondering if their group life insu...
  • Apni Law asked 11 years
  • last active 2 years ago
0 votes
1 answer
4k views
My i20 Sportz was recently in an accident, damaging the front bumper. I filed a claim with my insurance company, but they're giving me the runaround. They say the car already had scratches and the fog lamp was loose, even though I explained that the fog l
Insurance
My i20 Sportz was recently in an accident, damaging the front bumper. I filed a claim with my ins...
  • Apni Law asked 11 years
  • last active 2 years ago
0 votes
1 answer
2k views
My iPhone 5S, bought from Laxmi Nagar with insurance, was stolen on December 5th. I reported it to the insurance company, but they're refusing my claim because the SIM in the phone wasn't in my name. This wasn't mentioned in the terms and conditions I sig
Insurance
My iPhone 5S, bought from Laxmi Nagar with insurance, was stolen on December 5th. I reported it t...
  • Apni Law asked 11 years
  • last active 2 years ago
0 votes
1 answer
5k views
My family and I have medical insurance from Mediassist, provided by my employer Hewlett Packard Enterprise in Bangalore. We have a son (8) and a daughter (2), and my wife is expecting our third child. I've used maternity benefits only once before, for my
Insurance
My family and I have medical insurance from Mediassist, provided by my employer Hewlett Packard E...
  • Apni Law asked 11 years
  • last active 2 years ago
0 votes
1 answer
3k views
I recently bought a used Hyundai i20 and got the ownership transferred to my name on the 15th. Unfortunately, the car met with an accident, hitting a pillar. Now, the insurance company is refusing my claim, saying the policy is still under the previous ow
Insurance
I recently bought a used Hyundai i20 and got the ownership transferred to my name on the 15th. Un...
  • Apni Law asked 11 years
  • last active 2 years ago
0 votes
1 answer
5k views
My car insurance policy promised 100% accidental repair coverage with no depreciation last year. However, when I renewed the policy a month ago, the 100% cover was silently removed. After a recent accident, the garage refused to provide the promised 100%
Insurance
My car insurance policy promised 100% accidental repair coverage with no depreciation last year. ...
  • Apni Law asked 11 years
  • last active 2 years ago
0 votes
1 answer
4k views
Respected Sir, The company keeps asking for documents even though I've already submitted everything. Their latest request is for a completed KYC form (part of the claim form) and a self-declaration on the amount of tobacco I chew daily. I've submitted K
Insurance
Respected Sir, The company keeps asking for documents even though I’ve already submitted ev...
  • Apni Law asked 11 years
  • last active 2 years ago
0 votes
1 answer
2k views
My wife recently gave birth, and I'm trying to file a maternity claim with Vidal Health TPA through India Insure. However, they're saying my wife isn't registered as a dependent, so I can't claim for her or our newborn. We submitted her details to HCL's i
Insurance
My wife recently gave birth, and I’m trying to file a maternity claim with Vidal Health TPA...
  • Apni Law asked 11 years
  • last active 2 years ago
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