Category: Banking / Finance

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My friend is going through a difficult time after her husband's sudden passing at the age of 36. She's still coping with the shock, and now her in-laws are trying to control his finances. My friend is unemployed and has a 5-year-old child with special ne
Banking / Finance
My friend is going through a difficult time after her husband’s sudden passing at the age o...
  • Apni Law asked 1 year
  • last active 2 years ago
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In 2004, I took a home loan from ICICI Bank. Unfortunately, in 2006, the bank misplaced my post-dated cheque. This led to a distressing experience, with threats of legal action and relentless pressure. The bank's actions caused significant mental, social
Banking / Finance
In 2004, I took a home loan from ICICI Bank. Unfortunately, in 2006, the bank misplaced my post-d...
  • Apni Law asked 1 year
  • last active 2 years ago
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My family is facing a serious issue in Tirunelveli. A person who previously helped us has filed a complaint with the police, claiming we owe her a large amount. Even though I explained the truth, the police are demanding a settlement. I've made payment
Banking / Finance
My family is facing a serious issue in Tirunelveli. A person who previously helped us has filed ...
  • Apni Law asked 1 year
  • last active 2 years ago
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My mom and I are planning to buy an apartment together. I'm planning to take a home loan, but I don't want the property to be in my name. Is it possible to have the ownership solely in my mother's name while I contribute half the payment through the loan
Banking / Finance
My mom and I are planning to buy an apartment together. I’m planning to take a home loan, b...
  • Apni Law asked 1 year
  • last active 2 years ago
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Can lenders in India seize a vehicle pledged as collateral without going through the courts, especially if it would cause hardship to the owner?
Banking / Finance
Can lenders in India seize a vehicle pledged as collateral without going through the courts, espe...
  • Apni Law asked 1 year
  • last active 2 years ago
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I recently lost my job and can't afford the monthly payments on my loan. The finance company says they've filed a case and issued a warrant. What should I do?
Banking / Finance
I recently lost my job and can’t afford the monthly payments on my loan. The finance compan...
  • Apni Law asked 1 year
  • last active 2 years ago
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My family took a home loan EMI from Central Bank's Seshadri Road branch to buy an apartment on Begur Road. The builder has disappeared and construction has stopped. We are considering legal action. Is there any way to stop paying the EMI to the bank while
Banking / Finance
My family took a home loan EMI from Central Bank’s Seshadri Road branch to buy an apartment...
  • Apni Law asked 1 year
  • last active 2 years ago
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My daughter took a student loan from Bank of India in August 2014 to study abroad. Now, the bank is asking me to pay stamp duty and a penalty. I never received any notice about this penalty before it was imposed. What should I do?
Banking / Finance
My daughter took a student loan from Bank of India in August 2014 to study abroad. Now, the bank ...
  • Apni Law asked 1 year
  • last active 2 years ago
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My gym membership renewal went wrong! They charged my card twice, claiming one transaction didn't go through. But my bank statement shows both charges. How can I get my money back legally?
Banking / Finance
My gym membership renewal went wrong! They charged my card twice, claiming one transaction didn&#...
  • Apni Law asked 1 year
  • last active 2 years ago
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1 answer
4k views
I've applied for SEBI registration thrice but haven't been successful. If I provide unauthorized investment advice, would SEBI impose fines and seize property? Would this include my personal property or that of my wife, children, parents? Kindly clarify.
Banking / Finance
I’ve applied for SEBI registration thrice but haven’t been successful. If I provide u...
  • Apni Law asked 12 months
  • last active 2 years ago
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0 answers
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We took an education loan from SBI a year ago for ₹4 lakhs. We've been struggling financially and couldn't repay the loan. We did manage to pay ₹30,000 in interest towards the loan. However, without any notice, SBI deducted ₹50,000 directly from
Banking / Finance
We took an education loan from SBI a year ago for ₹4 lakhs. We’ve been struggling financ...
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1 answer
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I'm starting my own company and need to give my PAN card details to the government. My father has transferred some money through my bank account and put some property in my name. Will sharing my PAN card details put my father's assets at risk?
Banking / Finance
I’m starting my own company and need to give my PAN card details to the government. My fath...
  • Apni Law asked 12 months
  • last active 2 years ago
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1k views
I purchased a house in Tirupur three years back. Many of the promises made by the builder haven't been fulfilled. It's been five years, and the building remains incomplete. The bank is now looking to auction the property. What steps can I take to ensure I
Banking / Finance
I purchased a house in Tirupur three years back. Many of the promises made by the builder haven&#...
  • Apni Law asked 12 months
  • last active 2 years ago
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0 answers
3k views
My old personal loan from UTI Bank, taken in 2007, was written off with a remaining amount of ₹30,000. Now, Axis Bank is demanding ₹1,86,000 for the same loan. There's been no communication from any bank since 2007 until this recent message. How can I
Banking / Finance
My old personal loan from UTI Bank, taken in 2007, was written off with a remaining amount of ₹...
0 votes
1 answer
1k views
I took an education loan from SBI Bank. I'm currently preparing for bank and government exams, so I'm unable to repay the loan. The bank has sent a legal notice from a lawyer, demanding repayment within 10 days. Should I send a reply notice to the bank or
Banking / Finance
I took an education loan from SBI Bank. I’m currently preparing for bank and government exa...
  • Apni Law asked 12 months
  • last active 2 years ago
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My ECS for January 2016 was rejected by IDBI Bank, citing a closed account. I contacted both HDFC and IDBI Bank via email, but received no satisfactory response. After personally inquiring with IDBI, they confirmed in writing that the details submitted by
Banking / Finance
My ECS for January 2016 was rejected by IDBI Bank, citing a closed account. I contacted both HDFC...
  • Apni Law asked 12 months
  • last active 2 years ago
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1 answer
4k views
My credit card was hacked and money was stolen from the UK. My bank is asking me to pay even though it's a clear fraud. I've reported it to the Cyber Crime Police and the Banking Ombudsman has advised the bank to settle the case. But, they still want me t
Banking / Finance
My credit card was hacked and money was stolen from the UK. My bank is asking me to pay even thou...
  • Apni Law asked 12 months
  • last active 2 years ago
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1 answer
1k views
My Bajaj personal loan EMI is due this month, but I'm facing a tough financial situation. I've been making payments regularly for the past two years. Is there a way I can get a 6-month extension on my EMI payments?
Banking / Finance
My Bajaj personal loan EMI is due this month, but I’m facing a tough financial situation. I...
  • Apni Law asked 12 months
  • last active 2 years ago
0 votes
1 answer
2k views
Is it legal for private lenders in India to charge 12% interest for 15 days or 20% for 30 days? Also, are threats against borrowers for late payments allowed?
Banking / Finance
Is it legal for private lenders in India to charge 12% interest for 15 days or 20% for 30 days? A...
  • Apni Law asked 12 months
  • last active 2 years ago
0 votes
1 answer
3k views
I invested my savings in fixed deposits through Bajaj Capital, but haven't received my principal or interest payments. I filed a complaint with the Ministry of Corporate Affairs, but it was closed without any resolution. I invested in companies like Pleth
Banking / Finance
I invested my savings in fixed deposits through Bajaj Capital, but haven’t received my prin...
  • Apni Law asked 12 months
  • last active 2 years ago
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